If you have been in an accident with a rideshare driver, there are a few things you should know. Firstly, you should be aware that rideshare drivers are independent contractors. Secondly, you should be aware that you may be covered under your own auto insurance if you are hit by a rideshare driver. Thirdly, you should be aware that you may have to negotiate with your insurance company if you are in an accident. uber accident attorney new orleans
Insurance coverage for rideshare accidents
If you are a rideshare driver, you may not be aware that you are required to carry insurance. This can be confusing. Fortunately, there are a few different kinds of coverage you can purchase. Some rideshare companies require you to carry a specific type of insurance while others cover you on a broader basis. Choosing the right coverage can help you protect yourself, as well as your passengers.
There are three types of rideshare coverage: underinsured, uninsured, and third-party liability. Each is designed to provide compensation for injuries and property damage. You will need to examine your policy to determine the level of coverage you should carry.
Underinsured coverage can be expensive. The coverage pays for damages caused by an at-fault driver who is not insured. It also covers medical expenses if you are injured in an accident. A personal policy might only pay you up to $60,000.
Uninsured coverage is an option that you should consider. It pays for injuries and property damages caused by an at-fault driver. In some states, you can receive up to $1 million in compensation. Your insurance company can also help you pursue a claim.
Third-party liability insurance provides you with compensation for passengers who are injured in an accident. Lyft offers this coverage for drivers. Uber and Lyft have similar policies. These insurance carriers differ by state. Regardless of the type of coverage you buy, you should consult an attorney before you file a claim.
Rideshare accidents can lead to serious injuries, as well as emotional trauma. Depending on the circumstances of the accident, you may be entitled to non-economic and economic damages. Emotional distress may include pain, suffering, and loss of consortium.
The most common rideshare accident injuries are whiplash and concussion. Whiplash happens when your head is jerked forward suddenly. Concussion can cause loss of consciousness and headaches.
Whether you were a passenger or a driver, you should contact a South Jersey car accident lawyer as soon as possible. An experienced lawyer can collect the facts and documents you need to file a claim.
Uber and Lyft drivers are independent contractors
When Uber and Lyft drivers log into their rideshare companies, they use their own cars to pick up passengers. The drivers then get paid a percentage of the fare. They keep the rest. But the two companies are in a legal battle over the status of their drivers.
Uber and Lyft drivers have been demanding better protections and compensation for their work. Some states have passed laws that require rideshare companies to treat their drivers like employees. Others, such as Massachusetts, have filed lawsuits. In July, the attorney general for the state of Massachusetts sued Lyft and Uber.
The company provides a smartphone application that connects people who want rides to drivers who are willing to give them one. Both companies use technology to check how fast the driver is going and to ask the passenger if they need more or less time. It also provides accident insurance for drivers.
The two companies are testing how they classify their drivers as independent contractors or employees. As an employee, drivers would receive more benefits, including health insurance under the Affordable Care Act. These companies would also have to provide workers’ compensation coverage. Their business models could change as a result.
An important issue in the battle for classification of Uber and Lyft drivers is that both companies allow drivers to schedule their own hours. This allows them to work as much or as little as they like, as long as they meet the minimum requirement of driving at least once per month.
But the rideshare companies also point to the flexibility of their business model, which gives them the freedom to hire and fire drivers, to set their own pay, and to monitor their work as closely as they would an actual employee. If they were reclassified, they could have more control over their hiring process, and they could be required to pay certain taxes.
In addition to being independent contractors, Uber and Lyft drivers are also responsible for their own car maintenance. For this reason, they have been in lawsuits, challenging their independent contractor status.
Investigation of your case by a lawyer
It’s not always easy to know what to do when you’re in the unfortunate position of being involved in a car accident. A good New Orleans Uber accident lawyer will walk you through the entire process, from start to finish. This includes examining the details of your case, securing evidence and obtaining a solid insurance policy.
There are a number of factors to consider when selecting the best attorney for your case. For instance, you will need to make sure he or she understands the local laws and regulations that apply to you. Then, you’ll want to be sure to ask any potential lawyer about his or her legal experience. Lastly, you’ll want to ask how well he or she can help you reach a positive resolution. You should also inquire about his or her credentials in the case of a lawsuit.
As you can imagine, a rideshare car accident can leave you with a myriad of headaches. Not only will you be out of a job, but you may also be paying a large medical bill. On top of that, your personal life may be damaged. To avoid this scenario, you should contact your New Orleans Uber accident lawyer as soon as possible.
An investigation of your case is the best way to determine your next move. If you have questions, or are just looking for an experienced evaluator, you can always call the Law Office of John W. Redmann, L.L.C. at (504) 969-5580. Or, you can visit their office at 845 Park Avenue, Suite 300. And, they have a handy dandy website where you can check out their services.
In fact, the lawyers at the Law Office of John W. Redmann, PLLC have a motto of “Helping People Help Theirselves.” That’s a good thing. Having a top-notch attorney is a great way to ensure that you get the compensation you deserve. So, if you’ve been injured in an accident, you can’t afford to wait any longer to get the best possible legal counsel.
Negotiating with insurance adjusters
If you have been involved in a car accident, you may want to hire an Uber accident attorney in New Orleans to help you with your injury claim. An experienced lawyer can protect your rights and can negotiate a fair settlement. In many cases, insurance companies will make offers that are significantly lower than the value of your case. Taking a low offer can result in your losing out on a lot of money.
The first thing that an insurance adjuster will try to do is minimize your injury. They will look for ways to downplay your injuries, such as claiming that you were not at fault. These types of tactics will erode your injury claim, which is why you need to be aggressive during the negotiation process. You also need to emphasize the severity of your injuries, and focus on the pain and suffering that you have endured.
Another way to reduce the amount of your injury claim is to admit fault. This can be a big mistake. Even if you believe that you are at fault, you need to keep your emotions in check. Admitting fault could jeopardize your chances of getting compensation.
When you first start negotiating with your insurance company, be sure to provide an accurate estimate of the value of your case. Your attorney can then make a fair evaluation of the settlement offer and help you decide whether or not to accept it.
If your offer is rejected, you should respond with a counteroffer. This will elicit a great deal of fear in the insurance company. Often, the adjuster will then offer you a higher amount. However, you should not be afraid to turn down a high offer. Instead, you should focus on the strongest points of your case and back them up with evidence.
Hiring an attorney will ensure that your injury claim is handled in a timely manner. After all, you will have to deal with an insurance adjuster for a number of weeks. While this can be difficult, it is essential to have your legal rights protected.
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